Welcome to Portsmouth International Students!

When you arrive in the UK, one of the first tasks you'll have is setting up a UK bank account. Don't worry—we've got you covered with tips and tricks to make it as easy as possible.

Why open a UK Bank Account?

Safety and Security

Stashing money under your bed isn't a great idea. Banks offer a safe place for your money, so it's not lost or stolen.

For a Part-time Job

Planning to make some money? Most employers pay directly into a bank account. Plus, having a UK account avoids those annoying overseas transaction fees.

UK Based Banking Support

Need some banking help? With a UK bank account, you can pop into your local branch and get support from friendly UK-based staff or speak to the University Student Finance team. 

Foreign Transaction Fees

With a UK bank account, say goodbye to foreign transaction fees! Keep more of your hard-earned money.

How to Open Your Bank Account

The Magic 'Bank Letter'

First things first: Generate a 'bank letter' through your Student View after completing your ID check during enrolment. This letter is your golden ticket to a UK bank account.

Documents you'll need:

• Passport or photo ID card - To prove who you are
• Bank letter from the University - Generated through your Student View
• Addresses for the last three years - Track your travels!
• Employment details - If you're working.
• Income details - This could include previous bank statements or payslips.

Patience is Key

Opening a bank account can take up to four or five weeks, so make sure you have enough cash to cover expenses during this time. If you're in a financial pinch, the University's Student Finance Centre is your go-to.

Extra Tips

Each Bank is Different

Every bank has its own requirements and different rewards, so double-check with your chosen bank to ensure you have everything you need and that you find the bank for you!

University Support Fund

If you're facing an unforeseen financial emergency, the University has a support fund to help you. Just show evidence of hardship and proper financial planning.

Working in the UK

Part-Time Jobs

On a student visa? You can work up to 20 hours per week during term time. Earn under £12,570 a year, and you won't have to pay tax - find out more here.

National Insurance Number (NIN)

Remember to apply for a National Insurance Number. Without it, you'll be taxed more. Check out more about NIN here.

Job Opportunities

There are plenty of part-time job opportunities on and off campus. From University roles to city gigs, there's something for everyone. Check out job listings at UPSU here.

Student Accommodation

Looking for a place to stay? The University offers student halls of residence, and there are also options like Unite Students. Check out the details on private renting and more here.

Financial Support Services

Need financial advice or support? Here are some helpful resources:

University Funding for International Students: Info on sponsorships, scholarships, and loans.

UKCISA: Support for international students.

Money Saving Expert: Guides and tools to save money.

Save The Student: Free financial advice for students.

Citizens Advice: Help with the cost of living crisis.

Student Minds: Advice on financial problems and mental health.

Healthcare: NHS to the Rescue

Medical attention is free and covered by the NHS, thanks to the health surcharge you pay with your visa. This includes GP visits, emergency treatment, psychiatric care, and more. However, you must pay for prescriptions, dental, and optical treatments.

Register with a GP

Register with a GP as soon as you arrive. We recommend choosing one close to your residence. Learn more here.

The Union Advice Service

The Union Advice Service offers confidential, impartial and non-judgemental support on a range of academic and university issues that may affect your experience. We hope university will be one of the best experiences of your life! But, we also know it has its ups and downs, and it can be tough. In case you do have any issues, the Union’s Advice Service is here to help.

Please feel free to give the Advice Service a call on 023 9284 3478, or click here to complete a request form!

Welcome aboard, and get ready for an unforgettable adventure at the University of Portsmouth!